Base Build or Customize? Considerations for Your Next Home
Buying a new home can be one of life’s most exciting investments, but when faced with decisions between a base model and a customized build, it can also be one of the most financially complex. At McCord’s Ferry at Lake Marion, where every model is crafted to complement a relaxed, nature-rich lifestyle, understanding what’s included, what’s optional, and what’s most important to you help you make a confident and budget-wise decision.
Whether you're dreaming of a chef-inspired kitchen, a sunroom for Sunday mornings, or enhanced energy-efficient features, this guide will help you compare the cost of building “as-is” versus customizing your home. You’ll learn how to prioritize upgrades, estimate value returns, and stretch your dollar without sacrificing the lifestyle you want.
The Base Model: What You Get With a Standard Build
Included Features with McCord’s Ferry Homes
Each home model, Concord, Townsend, Morgan, Putnam, or Sumter, comes with a set of quality standard features, including:
Open-concept living and kitchen areas
Energy-efficient windows and appliances
Durable LVP flooring in key living spaces
Covered porches and exterior finishes suited for Lowcountry living
Building "as-is" means you’ll benefit from the community’s predesigned efficiencies without the added cost of modifications. It’s a great route for buyers who want a move-in-ready experience with predictable pricing.
The Value of Customization: What You Can Upgrade
Structural Upgrades
These affect the home’s footprint and are typically the most expensive:
Bonus rooms, sunrooms, or screened porches
Expanded garage or extended living areas
Fireplace installation or stair upgrades (in two-story models)
Finish and Feature Enhancements
These personalize your home’s aesthetic:
Cabinet upgrades, backsplash styles, and countertop materials
Flooring choices and tile packages
Lighting, plumbing, and fixture selections
Lifestyle Enhancements
Optional features that reflect how you want to live:
Smart home integration systems
Built-in shelves, mudrooms, or wine storage
Backyard landscaping and patio upgrades
How to Decide: Cost vs Long-Term Value
Budget Smart: Start with Priorities
Before falling in love with upgrades, decide what really matters. Do you entertain often? Prioritize an upgraded kitchen and outdoor space. Planning to work from home? Invest in additional office space or soundproofing features.
Estimate ROI on Upgrades
Certain upgrades increase resale value. Kitchens and bathrooms typically return a high percentage of cost, while personalization (like a wine cellar or specialty flooring) may be more about lifestyle than resale.
Work with Your Builder for Transparency
At McCord’s Ferry, the design team offers clear pricing breakdowns, upgrade packages, and cost comparisons so you’re never surprised. It’s a good idea to get estimates for both your base model and your “dream list,” then find the sweet spot that respects your budget.
When a Standard Build Makes More Sense
If you’re…
Planning to live in the home short-term
Watching interest rates closely
Wanting to minimize construction delays
Buying a second property or vacation home
...then choosing a base model with minimal customization might be the best value. You can always personalize with furnishings or make minor upgrades after closing.
When Customizing Adds Real Lifestyle Value
If you’re…
Buying your forever home
Seeking specific accessibility or aging-in-place features
Creating multi-generational living spaces
Prioritizing energy efficiency or future tech integrations
...then customization isn’t just a luxury, it’s an investment in your quality of life.
Building a home at McCord’s Ferry offers more than square footage and finishes. It’s about creating a space that fits your life today and grows with you tomorrow. Whether you choose a base model or upgrade with intention, the best decision is the one that aligns with how you live and what you value most.
Visit our model homes, sit down with our design consultants, and let us help you build wisely and beautifully at Lake Marion.
Contact Us Now for More Information
Phone: 888-832-5253